What Is the Balance Sheet Health Score?
Balance Sheet Health Score is a composite 0-100 indicator built from four core ratios (current ratio, debt/equity, equity ratio, cash/debt) plus normalized working-capital level, averaged after threshold scoring. It summarizes short-term liquidity and long-term leverage in a single intuitive number so you don't get tunnel-visioned on one ratio.
5 min read
How to read
- The large number in the center (0-100) is the overall score; the band label above it (Strong / Moderate / Weak) gives a color-coded summary.
- The list on the right shows each of the five components as a mini-bar with its individual 0-100 normalized score (color breakpoints: ≥80 green, ≥60 light green, ≥40 amber, <40 red). The overall badge band uses ≥75 / 50–74 / <50 — the two use different thresholds.
- The green/yellow/red ring around the circle reflects the same band as the score — for at-a-glance reading.
- Hover any component to see its definition; for deeper drill-down, open the balance sheet metrics section below.
Threshold ranges
- ≥ 75Strong balance sheet — liquidity and leverage both healthy (badge band).
- 50 – 74Moderate — one or two components may be weak.
- < 50Weak — meaningful signals on the liquidity/leverage side.
Watch out for
- One component hitting 100 does not rescue the score: e.g. Cash/Debt may be high while Debt/Equity is extreme — the overall score drops. Always read the component mini-bars.
- The score is computed from the latest period only; to see the trend, use the 'Metrics Trend Heatmap' below — deterioration or improvement patterns surface there even when the score looks stable.
- It ignores sector differences: banks operate at high leverage and will look artificially weak here. In that case lean on the 'Peer Comparison' panel.
Sector note
Software and tech companies typically score high (≥80); retail, airlines, banks, and capital-intensive industrials commonly sit in the 50-70 range.
Try on live data
See these metrics on real US stocks:
