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What Is the Balance Sheet Health Score?

Balance Sheet Health Score is a composite 0-100 indicator built from four core ratios (current ratio, debt/equity, equity ratio, cash/debt) plus normalized working-capital level, averaged after threshold scoring. It summarizes short-term liquidity and long-term leverage in a single intuitive number so you don't get tunnel-visioned on one ratio.

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How to read

  • The large number in the center (0-100) is the overall score; the band label above it (Strong / Moderate / Weak) gives a color-coded summary.
  • The list on the right shows each of the five components as a mini-bar with its individual 0-100 normalized score (color breakpoints: ≥80 green, ≥60 light green, ≥40 amber, <40 red). The overall badge band uses ≥75 / 50–74 / <50 — the two use different thresholds.
  • The green/yellow/red ring around the circle reflects the same band as the score — for at-a-glance reading.
  • Hover any component to see its definition; for deeper drill-down, open the balance sheet metrics section below.

Threshold ranges

  • ≥ 75Strong balance sheet — liquidity and leverage both healthy (badge band).
  • 50 – 74Moderate — one or two components may be weak.
  • < 50Weak — meaningful signals on the liquidity/leverage side.

Watch out for

  • One component hitting 100 does not rescue the score: e.g. Cash/Debt may be high while Debt/Equity is extreme — the overall score drops. Always read the component mini-bars.
  • The score is computed from the latest period only; to see the trend, use the 'Metrics Trend Heatmap' below — deterioration or improvement patterns surface there even when the score looks stable.
  • It ignores sector differences: banks operate at high leverage and will look artificially weak here. In that case lean on the 'Peer Comparison' panel.

Sector note

Software and tech companies typically score high (≥80); retail, airlines, banks, and capital-intensive industrials commonly sit in the 50-70 range.

Try on live data

See these metrics on real US stocks:

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